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Preserve Your Financial Future and Confidence
At Partridge Financial, we understand that insurance is a critical component of a comprehensive financial plan. Our insurance planning services are designed with the goal to help you preserve your assets and your family’s future, and manage risks effectively. We are keen to make sure you have enough insurance in place without over insuring.
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Why work with us?
Personalized Service
We take the time to understand your unique financial situation and provide personalized advice and solutions tailored to your goals.
Community
We believe financial freedom strengthens communities. Through thoughtful planning, philanthropy, and meaningful involvement, our team helps clients build lasting legacies that benefit their families and the communities they call home.
Expertise
Our team of financial advisors has extensive experience in retirement planning and can provide you with the most up-to-date and effective strategies. Start your financial journey with a plan.
Independent
Work with a truly independent financial advisor who is free from pressure by large investment firms or big banks.
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Ready to preserve your financial future and strive to ensure confidence? Contact us to schedule a consultation and learn how we can help you find the right insurance solutions.
Contact Us TodayHow do I determine the right amount of life insurance needed?
Term life insurance provides coverage for a specific period, such as 10, 20, or 30 years. If you pass away during the term, your beneficiaries receive the death benefit. If you outlive the term, the policy expires with no value. Whole life insurance, on the other hand, provides lifelong coverage and includes a cash value component that grows over time. This cash value can be borrowed against or withdrawn, and the policy remains in force as long as premiums are paid.
What is longevity insurance?
Longevity insurance is a type of deferred annuity designed to provide income for life, starting at a future date. It’s a financial product that helps you manage the risk of outliving your savings with the goal of ensuring you have a steady income stream in your later years.
There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. No strategy assures success or protects against loss.
Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply. Variable annuities are subject to market risk and may lose value.